Debt Consolidation

If you have borrowed money from multiple lenders, a debt consolidation loan could help you take control of your finances and keep track of how much you’re paying each month. Get in touch with Basik Money to see how we can help.

7.8% APRC Representative
Representative example: Assumed borrowing of £37,700 over 180 months, with a fixed borrowing rate of 6.4% per annum for the first 36 months, followed by 144 months at the lenders standard variable borrowing rate of 5.9%. There would be 36 monthly installments of £356.89 followed by 144 installments of £347.59. Total amount payable £63,021 comprised of loan amount (£37,700) interest (£21,791) Broker fee (£3,000) Lender fee (£530). This would result in an overall cost of 7.8% APRC.
Basik Money Ltd may receive payment from product providers.
Loans are subject to credit checks, affordability checks and a valuation of your property.
If you are thinking of consolidating existing borrowing you should be aware that you may be extending the terms of the debt and increasing the total amount you repay.
THINK CAREFULLY BEFORE SECURING OTHER DEBTS AGAINST YOUR HOME YOUR PROPERTY MAY BE REPOSSESSED IF YOU DO NOT KEEP UP REPAYMENTS ON A MORTGAGE OR LOANS SECURED ON IT.
Basik Money Ltd SC541443, Authorised and Regulated by the Financial Conduct Authority FRN 760841. Registered with the ICO under registration number ZA197235.

Debt Consolidation Loans for Homeowners, from just 3.8% APR

Basik Money is a debt consolidation broker, we are not a bank. We search all lenders to find the best debt consolidation options available to you, no matter how your credit history looks. Get in touch with Basik Money today to find out how we can help you.

Secured Debt Consolidation Loans

Consolidating debt usually involves taking out a secured loan to pay off your existing debt. Many people apply for a secured loan to consolidate their debts due to the reduced interest rates available, which in turn brings down their monthly repayments and reduces the number of lenders they owe money to. Our team of experienced debt advisors are here to advise you on the best debt solution available to you. Debt Consolidation can be a useful strategy in many situations, but for some it can involve extra costs and makes your situation much worse. Fill in your details below and see how we can help.

Reasons to choose Debt Consolidation

  • Reduce high-interest rates
  • You cannot afford your current debt load
  • Avoiding fees and charges from creditors
  • Stop collection calls
  • Avoid bankruptcy
  • Maintain a good credit score

WE COULD HELP YOU

FIND THE BEST DEBT SOLUTION

Is It Right For Me?

We always advise that you speak to a qualified debt advisor before making any decisions on handling your debt. Our team of qualified advisors are here to give you advice and answer any questions you have, before making a final decision. Just one call to Basik Money today could help you find a better solution to clearing your debts that you haven’t thought about.

Other Debt Solutions

If a secured Debt Consolidation loan is not what you want, have a look at some other ways we can help to clear your debt;

Why choose Basik Money?

At Basik Money it’s all in the name: we make finding the right financial solution simple, easy and effective. Basik Money take great pride in being directly authorised and regulated by the Financial Conduct Authority. Which means that we adhere to the highest standards of advice for our clients. Our approach is transparent and simple – if you’re not accepted for a solution, there’s nothing to pay.

Customers can also get free debt counselling, debt adjusting and provision of credit information services from Money Helper, an organisation set up by the Government to offer practical advice to those in debt.

WHY CHOOSE BASIK MONEY?

  • FCA Regulated

    We are fully authorised and regulated by the FCA, meaning we’re a trustworthy provider of financial services.

  • Industry Experts

    Our fully qualified advisers will explain everything to you in terms that you understand, ensuring that you have the best chance of acceptance for the finance option that is right for you.

  • WHOLE OF MARKET APPROACH

    At Basik Money, we search the entire market to find only best lending, insurance or debt options available to you.

  • EXCELLENT CUSTOMER FEEDBACK

    Don’t just take our word for it, read our customer reviews on TrustPilot.

GET A QUOTE NOW

Basik have partnered with a number of regulated third party debt specialists who are best able to provide guidance and advice in relation to which debt solution may best suits your needs and circumstances. Basik will obtain your details and put you in touch with one of these debt specialists. This service is provided at no cost to you.
If you decide to proceed with either an IVA or a Debt Management Plan with one of our specialist and regulated partners after we have referred you, Basik will receive an introduction fee from our partners for referring you to them