Income Protection Insurance

We remember to insure our homes and cars, but how many of us remember to protect what pays for it all; our earnings. Income Protection insurance is designed to protect up to 70% of our salary in the event you are unable to work due to sickness or accident. Get in touch with Basik Money to see how we can help.

Secure your salary by protecting it today

Basik Money is an income protection broker, we are not an insurance provider. We understand that every individual has different circumstances and requirements should the worst happen. Get in touch with Basik Money today to find out how we can help you.

What Is Income Protection Insurance?

Income Protection Insurance is a long term insurance policy designed to help you and your family if you can’t work because you are either ill or injured. This type of insurance policy is designed to give you some cover if you can’t earn an income. If something happened to you, would you be able to survive on savings or on sick pay? If not, then income protection insurance is the perfect policy for you. Having the right income protection policy will ensure you continue to receive a regular income until you are able to return to work or retire.

What Are The Benefits?

Every income protection policy is different, there are several benefits available such as.

  • Accident insurance
  • Bill protection
  • Loan protection
  • Mortgage protection
  • Salary protection
  • Sickness insurance
  • Unemployment protection



Long Term or Short Term

Income Protection Insurance come in both short term and long term policies. You have the option to choose which policy you would prefer, if you are unsure what these policies are – read below. Long Term Protection These policies can give you a tax free regular income until you’re able to return to work or you retire. Short Term Protection These policies only pay out for up to 12 months rather than when you’re fit to return to work, or retire.

Do I Need It?

According to recent reports, around one million workers find themselves unable to work due to illness or injury in the UK. It doesn’t matter if you have a family or not, if illness or injury would cause you financial problems you should seriously consider income protection insurance. If you are self-employed or employed and don’t have sick pay to rely on, we would highly recommend that you consider an income protection protection policy as soon as possible.

Why choose Basik Money?

At Basik Money it’s all in the name: we make finding the right financial solution simple, easy and effective. Basik Money take great pride in being directly authorised and regulated by the Financial Conduct Authority. Which means that we adhere to the highest standards of advice for our clients. Our approach is transparent and simple – if you’re not accepted for a solution, there’s nothing to pay.


  • FCA Regulated

    We are fully authorised and regulated by the FCA.

  • Industry Experts

    Our fully qualified advisers will explain everything to you in terms that you understand, ensuring that you have the best chance of acceptance for the finance option that is right for you.


    At Basik Money, we search the entire market to find only best lending, insurance or debt options available to you.


    Don’t just take our word for it, read our customer reviews on TrustPilot.