Life Insurance

Life insurance is an excellent way to protect the people and things that mean the most to you in life, such as making sure your family’s future is financially secure if something unexpectedly happens to you. Get in touch with Basik Money to see how we can help.

Secure your family's future by protecting them today

Basik Money is a life insurance broker, we are not an insurance provider. We understand that every individual has different circumstances and requirements should the worst happen. Get in touch with Basik Money today to find out how we can help you.

Secure Your Family's Future

Life Insurance is the key to financially protecting your family if you were no longer there to provide for them. Your policy agreement could greatly benefit your family, helping them to manage household debts such as mortgage repayments, car finance or even daily living expenses. Please note that inflation may reduce the value of your policy over time, so plan accordingly

When Should I Get Life Insurance?

Not matter what age you are, as an adult it’s always the good time to consider life insurance, it pays to buy young. You may feel like you have your entire life to live and your too young to be planning for the future, but lots of things can happen in your 20s and 30s that might require cover. Things like buying a house or starting a family are just a few, it’s the perfect time to sort your life insurance when your less of a risk to insurers and your premium rates are a lot lower.



Long Term v Decreasing Term

Most life insurance policies come in two types, level term and decreasing term. If you are unsure what each of these terms are, see below. Level Term Life Insurance You can choose a set amount to be paid out, this amount will remain fixed throughout the duration of your policy, unless you change it. Your family can use the lump sum however they wish. Decreasing Term Life Insurance This policy is made to cover a repayment mortgage, like your mortgage, it decreases over time. Although it’s designed to help repay a capital and interest mortgage, your family can use the decreasing sum however they wish.

What to consider

We offer a variety of insurance policies to fully insure both yourself and your loved ones, see what policies would be suitable for you.

Why choose Basik Money?

At Basik Money it’s all in the name: we make finding the right financial solution simple, easy and effective. Basik Money take great pride in being directly authorised and regulated by the Financial Conduct Authority. Which means that we adhere to the highest standards of advice for our clients. Our approach is transparent and simple – if you’re not accepted for a solution, there’s nothing to pay.


  • FCA Regulated

    We are fully authorised and regulated by the FCA.

  • Industry Experts

    Our fully qualified advisers will explain everything to you in terms that you understand, ensuring that you have the best chance of acceptance for the finance option that is right for you.


    At Basik Money, we search the entire market to find only best lending, insurance or debt options available to you.


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