Home Improvement Loans

Whether you are looking to make a few repairs to your property or want to add an extension, kitchen or bathroom then a secured home improvement loan is perfect. Increase your properties value in the long term and make it a better place for you and your family to live.

Home Improvement Loans for Homeowners, from just 3.8% APR

Basik Money is a home improvement loan broker, we are not a bank. We search all lenders to find the best loan available to you, no matter how your credit history looks. Get in touch with Basik Money today to find out how we can help you.

What are home improvement loans?

Your home is your biggest financial commitment and asset. Improving your home through a home improvement loan from Basik Money could help you increase the value over time. Whether you are looking to create some extra space and want to finance an extension, attic or basement conversion or you just want to do some maintenance work, Basik Money is here to help. We can offer you complete flexibility on your home improvement loan, we search the entire market to help you borrow anything from £5,000 to £500,000 over a term that is suitable for you.

How to add value to your property?

  • Build an extension
  • Renovate your property
  • Convert an attic or basement
  • Replace windows
  • Add a conservatory
  • Landscaping or Decking
  • or simply decorate



Key Features

A home improvement loan is perfect if you would like to invest in your property, the UK property market is primed for buyers and isn’t necessarily the best time to sell. That’s why we are seeing a large increase in the amount of home owners adding value to their current property through renovations or extensions. A secured home improvement loan is the best way to finance your property renovation if you don’t have the necessary funds available. No matter what home improvements you want to finance, you can be sure that our team of advisors will take in to account your personal circumstances and find the best home improvement loans available to you.

What to consider

The dangers of applying for a secured home improvement loan is that you may lose possession of the collateral you agreed with the lender, such as your home or car if you do not keep up with your repayments. Please understand that taking on too much debt may make it difficult to meet all of your financial obligations, carefully consider your monthly budget and your ability to make these monthly repayments to the lender. If you default on the loan or make late payments, this can also damage your credit score.

Why choose Basik Money?

At Basik Money it’s all in the name: we make finding the right financial solution simple, easy and effective. Basik Money take great pride in being directly authorised and regulated by the Financial Conduct Authority. Which means that we adhere to the highest standards of advice for our clients. Our approach is transparent and simple – if you’re not accepted for a solution, there’s nothing to pay.


  • FCA Regulated

    We are fully authorised and regulated by the FCA, meaning we’re a trustworthy provider of financial services.

  • Industry Experts

    Our fully qualified advisers will explain everything to you in terms that you understand, ensuring that you have the best chance of acceptance for the finance option that is right for you.


    At Basik Money, we search the entire market to find only best lending, insurance or debt options available to you.


    Don’t just take our word for it, read our customer reviews on TrustPilot.