A mortgage is a loan used to purchase property, their are various types of mortgages including fixed rate and variable interest rates. The property acts as security for the debt, giving the lender the right to repossess the property if you are unable to make repayments.
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Think carefully before securing other debts against your home, your property may be repossessed if you do not keep up repayments on a mortgage or loans secured against it.
Moving Home Mortgages
We have helped many people get the home of their dreams, even those with poor credit histories. At Basik Money we understand that everyone has unique circumstances, we can tailor your mortgage application to help you get the best rate available.
First Time Buyer Mortgages
Whether you have found a beautiful flat or the perfect house, buying your first home is a big decision and a big investment. At Basik Money we are here to help you fully understand how much it will cost you to purchase the property.
To remortgage your home is to change the mortgage you currently have. You could save money by either switching your mortgage to another lender or switching to another deal. You can also remortgage to gain access to the equity you have in your property.
Buy To Let Mortgages
We have helped many landlords to get the best buy to let mortgages on the market. At Basik Money we understand that everyone landlord has individual objectives for their portfolios, whether its a first buy to let property or larger portfolios.