Buy To Let Mortgages

We have helped many landlords to get the best buy to let mortgages on the market. At Basik Money we understand that every landlord has individual objectives for their portfolios, whether its a first buy to let property or larger portfolios – Basik are here to help.

We are here to help you get a great mortgage deal, from just 3.8% APR

Basik Money is a buy to let mortgage broker, we are not a bank. We search all lenders to find the best buy to let mortgage available to you, no matter how small or large your property portfolio is. Get in touch with Basik Money today to find out how we can help you.

When searching for a buy to let mortgage, you should always choose a broker over a bank. Specialist buy to let brokers have a wide range of mortgages from many lenders, rather than just what your bank has to offer – let Basik Money do the hard work for you.

Interest Only Mortgages


  • Lower monthly repayments
  • Sell the property for more than you paid and make profit
  • Free up money to improve the property
  • Gives a safety net for times when you’ve not tenant
  • Offset the interest payments against the rent to reduce your income tax bill


  • When the mortgage ends, you still owe the full amount borrowed
  • Relying on the property maintaining or increasing in value
  • Selling the house for less than you paid, leaving you with a loss
  • Paying more interest because you haven’t paid any of the capital
  • Offset the interest payments against the rent to reduce your income tax bill

Capital Repayment Mortgages


  • No substantial amounts to pay at the end of the mortgage
  • Borrow a higher percentage of the purchase price
  • If the valuation drops, it won’t affect your repayment ability
  • At the end of the mortgage term, you will own the property outright


  • Your monthly repayments will be higher
  • You can’t offset the capital payments against your income tax bill



Key Features

As a buy to let specialist broker our advisers have the experience your mortgage needs. As you are probably aware, buy to let mortgages can be tricky as every lender has different sets of criteria that you must pass. Our lenders have different views on rental income, your personal income, how much buy to let properties you own and many other factors that we will help you take in to consideration. At Basik Money we search the entire buy to let mortgage market to find you the best deal available to you.

Do I qualify?

  • You need to be a UK resident aged between 21 and 70
  • You will need at least 25% deposit
  • You must borrow at least £25,000
  • The property must be habitable

Why choose Basik Money?

At Basik Money it’s all in the name: we make finding the right financial solution simple, easy and effective. Basik Money take great pride in being directly authorised and regulated by the Financial Conduct Authority. Which means that we adhere to the highest standards of advice for our clients. Our approach is transparent and simple – if you’re not accepted for a solution, there’s nothing to pay.


  • FCA Regulated

    We are fully authorised and regulated by the FCA, meaning we’re a trustworthy provider of financial services.

  • Industry Experts

    Our fully qualified advisers will explain everything to you in terms that you understand, ensuring that you have the best chance of acceptance for the finance option that is right for you.


    At Basik Money, we search the entire market to find only best lending, insurance or debt options available to you.


    Don’t just take our word for it, read our customer reviews on TrustPilot.