First Time Buyer Mortgages

Whether you have found a beautiful flat or the perfect house, buying your first home is a big decision and a big investment. At Basik Money we are here to help you fully understand how much it will cost you to purchase the property.

We are here to help you get a great first time buyer mortgage, from just 0.99% APR

Basik Money is a mortgage broker, we are not a bank. We search all lenders to find the best mortgage available to first time buyers, not matter how your credit history looks. Get in touch with Basik Money today to find out how we can help you.

When searching for a mortgage, you should always choose a broker over a bank. Specialist mortgage brokers have a wide range of mortgages from many lenders, rather than just what your bank has to offer – let Basik Money do the hard work for you.

Have You Found Your FIrst Home?

Have you found your first home? Are you ready to take your first step on to the property ladder? Buying your first home can be a little daunting, our experienced team of advisors are here to help you through the process and answer any questions that you have. As a specialist broker, Basik Money are better placed than any bank to get you the best available mortgages on the market, making your step on to the property easier and less daunting. We take care of the entire process from start to finish, all you have to worry about is choosing your ‘official’ move in date.

If You Haven't Your First Home

If you haven’t found your perfect first home, but would like to know how much you could borrow just let us know a few details below and we will help you get an ‘Agreement in Principle’ – also known as a ‘Decision in Principle’. As a specialist mortgage broker, all we need is a few personal details about you (and anyone else who will be named on the mortgage). We then perform a credit search to see how your credit score looks before we contact lenders on your behalf. Once we have spoken with multiple lenders and necessary checks have been made, the lender will issue an ‘Agreement in Principle’ to show any sellers that you have been approved for a loan before you make any offers.

WE COULD HELP YOU

BORROW WHAT YOU NEED – WHEN YOU NEED IT

Benefits of buying

  • Once you’ve paid off your mortgage, your home will be yours
  • Increase in value over time
  • Use the equity to help you buy a bigger home
  • Fund a comfortable retirement
  • Improve your home whenever you like and increase the value
  • No landlords to worry about
  • It can be cheaper to buy than rent

Save for a deposit

We always advise to save as large a deposit as possible because you will have access to a much larger rage of mortgages and you will benefit from the best rates on market. The days of 100% are long gone, however some lenders still offer 95% LTV (loan to value). This means that you will need a deposit of only 5%. If you can afford to put down a 10% deposit or higher, you will get a mortgage rate and benefit in the long term with more competitive rates.

Why choose Basik Money?

At Basik Money it’s all in the name: we make finding the right financial solution simple, easy and effective. Basik Money take great pride in being directly authorised and regulated by the Financial Conduct Authority. Which means that we adhere to the highest standards of advice for our clients. Our approach is transparent and simple – if you’re not accepted for a solution, there’s nothing to pay.

WHY CHOOSE BASIK MONEY?

  • FCA Regulated

    We are fully authorised and regulated by the FCA, meaning we’re a trustworthy provider of financial services.

  • Industry Experts

    Our fully qualified advisers will explain everything to you in terms that you understand, ensuring that you have the best chance of acceptance for the finance option that is right for you.

  • WHOLE OF MARKET APPROACH

    At Basik Money, we search the entire market to find only best lending, insurance or debt options available to you.

  • EXCELLENT CUSTOMER FEEDBACK

    Don’t just take our word for it, read our customer reviews on TrustPilot.

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